{"id":4722,"date":"2023-06-21T14:50:06","date_gmt":"2023-06-21T12:50:06","guid":{"rendered":"https:\/\/www.immo-concept.be\/?page_id=4722"},"modified":"2023-07-31T16:31:07","modified_gmt":"2023-07-31T14:31:07","slug":"buying-guide","status":"publish","type":"page","link":"https:\/\/www.immo-concept.be\/en\/buying-guide\/","title":{"rendered":"Buying guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4722\" class=\"elementor elementor-4722 elementor-277\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6c6bf e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"4a6c6bf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7216403 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"7216403\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81c13f7 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"81c13f7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:0}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Guide to buy real estate in Spain<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1098366 animated-fast e-flex e-con-boxed elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible e-con e-parent\" data-id=\"1098366\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:1000,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-98a9d58 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"98a9d58\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3a7fcd animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"e3a7fcd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\tMany Belgians choose to invest in property in Spain, whether for the country&#8217;s attractive tax regime, climate, lifestyle, or opportunities. Do you dream of spending your holidays in the sun in your own Spanish property? Whatever your <b>real estate purchase plans<\/b> (holiday home, primary or secondary residence, villa or flat by the sea, etc.), Immo Concept can help you from A to Z to make your plan a reality.\n\nWondering how the process works? You\u2019ll find below our <b>guide to buy real estate in Spain<\/b>. For any further information, <a href=\"https:\/\/www.immo-concept.bluetimewebsites.be\/contact\/\">contact us<\/a> ! We&#8217;ll be delighted to answer your questions and work with you to find the property that perfectly matches your criteria.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e92631d e-flex e-con-boxed elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"e92631d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-02f6478 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"02f6478\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-143159f elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"143159f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What steps do I need to take to buy a property?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-793fd2d animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"793fd2d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>First of all, you need to check that your <b>identity documents are in order<\/b>, i.e., that your passport and\/or identity card are still valid. Then there are the various stages involved in buying your property:<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5128755 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"5128755\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-1675ab4 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"1675ab4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d769f elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b9d769f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">1. Obtain an NIE<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a00f061 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"a00f061\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The <b>NIE (Foreign Identity Number)<\/b> is a personal number assigned by the Spanish authorities to foreigners who have economic, professional, or social ties with Spain, for the purpose of identifying them. You can obtain it from the Spanish consulate in Belgium or directly in Spain. It costs around \u20ac10 and takes an average of 2 weeks to obtain.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa9f0d6 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"aa9f0d6\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-357bd47 external_elementor-repeater-item-none_external elementor-repeater-item-none elementor-repeater-item-none_hover elementor-widget elementor-widget-image\" data-id=\"357bd47\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/NIE.jpg\" class=\"attachment-full size-full wp-image-4084\" alt=\"NIE\" srcset=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/NIE.jpg 1000w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/NIE-300x300.jpg 300w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/NIE-150x150.jpg 150w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/NIE-768x768.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7615240 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"7615240\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f46af62 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"f46af62\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d1777b external_elementor-repeater-item-none_external elementor-repeater-item-none elementor-repeater-item-none_hover elementor-widget elementor-widget-image\" data-id=\"5d1777b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Compte-espagnol.jpg\" class=\"attachment-full size-full wp-image-4090\" alt=\"\" srcset=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Compte-espagnol.jpg 1000w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Compte-espagnol-300x300.jpg 300w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Compte-espagnol-150x150.jpg 150w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Compte-espagnol-768x768.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a87594 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"0a87594\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d800a1 elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5d800a1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">2. Open a Spanish bank account<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfec8b1 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"dfec8b1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>This is not compulsory, but it will greatly facilitate your financial transactions in Spain (payment of taxes and charges relating to your purchase). <b>To open a bank account in Spain<\/b>, you need a valid passport or identity card and your NIE.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7c1a81 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"e7c1a81\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-aac44d4 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"aac44d4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20219cd elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"20219cd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">3. Carry out the required checks on the property you want to buy <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-662365d animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"662365d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Unlike in Belgium, in Spain the notary is not required to check the urban planning, legal, tax, financial, and physical status of the property. You can carry out these checks yourself, or you can use <b>our agency, which will take care of everything for you<\/b>, thanks to our collaboration with a local law firm specialising in real estate. This way, you can be sure that you&#8217;re buying a perfectly compliant property (building permit, ownership documents, no mortgages or unpaid bills, etc.).<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ad09e7 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"7ad09e7\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5defe28 external_elementor-repeater-item-none_external elementor-repeater-item-none elementor-repeater-item-none_hover elementor-widget elementor-widget-image\" data-id=\"5defe28\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Souscrire-un-compte-bancaire-espagnol.jpg\" class=\"attachment-full size-full wp-image-4085\" alt=\"Souscrire un compte bancaire espagnol\" srcset=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Souscrire-un-compte-bancaire-espagnol.jpg 1000w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Souscrire-un-compte-bancaire-espagnol-300x300.jpg 300w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Souscrire-un-compte-bancaire-espagnol-150x150.jpg 150w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Souscrire-un-compte-bancaire-espagnol-768x768.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5af5fb e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"a5af5fb\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bccb377 e-con-full e-flex elementor-repeater-item-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"bccb377\" data-element_type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-151bf01 external_elementor-repeater-item-none_external elementor-repeater-item-none elementor-repeater-item-none_hover elementor-widget elementor-widget-image\" data-id=\"151bf01\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Realiser-lachat-en-bonne-et-due-forme-1.jpg\" class=\"attachment-full size-full wp-image-4095\" alt=\"\" srcset=\"https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Realiser-lachat-en-bonne-et-due-forme-1.jpg 1000w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Realiser-lachat-en-bonne-et-due-forme-1-300x300.jpg 300w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Realiser-lachat-en-bonne-et-due-forme-1-150x150.jpg 150w, https:\/\/www.immo-concept.be\/wp-content\/uploads\/2023\/07\/Realiser-lachat-en-bonne-et-due-forme-1-768x768.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5eeee1 e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"a5eeee1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb7f669 elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fb7f669\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">4. Carry out the purchase in due form<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4adfe82 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4adfe82\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Once we&#8217;ve helped you find your ideal property, we&#8217;ll also guide you through all the administrative, legal, and financial procedures involved in buying it.<\/p>\n<\/p>\n<ul>\n<li>Draw up a <b>reservation contract<\/b> (the &#8220;reserva&#8221;): this is a preliminary agreement with the seller that allows you to secure the property for a defined period, usually a few days, in order to finalise the legal and financial aspects of the transaction. It involves the payment of a deposit either to the seller or to your real estate agent.\n<\/li>\n<li>When you take out a loan with a Spanish bank, you will need to have <b>a &#8220;tasacion&#8221;<\/b>, an expert valuation of the property, carried out. The higher the valuation, the higher the loan.\n<\/li>\n<li>Sign the <b>preliminary sales agreement<\/b> (&#8220;contrato de compraventa&#8221;): this document, which guarantees the purchase of the property, is accompanied by a payment that generally amounts to 10% of the sale price. If the seller fails to sell you the property, you will receive double your deposit, i.e., 20% of the sale price. If it is you who withdraws, you will forfeit this deposit, unless clauses to the contrary stipulate otherwise.\n<\/li>\n<li><b>Sign the deed of sale<\/b> (&#8220;escritura publica&#8221;), i.e., the authentic deed of sale, before a notary. Note that you can be represented by your lawyer to avoid having to travel.\n<\/li>\n<li>You&#8217;re now in possession of the keys! The signed deed of sale must then be registered with the <b>Mortgage Office<\/b> (\u201cRegistro de Propiedad\u201d).<\/li>\n<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ab6c02 e-flex e-con-boxed elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"6ab6c02\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:0,&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-03e9aac e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"03e9aac\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0232b0d elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0232b0d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are the costs involved in buying a property in Spain?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9e6e993 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"9e6e993\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>All in all, the costs of buying a property in Spain will come to around <b>15% of the purchase price<\/b> of the property and include a number of different elements, the main ones involve:<\/p>\n<ul>\n<li>In the case of:\n<ul>\n<li>purchase of an existing property: the <b>TTA<\/b> (tax on the transfer of assets) must be paid within 30 days of signing the deed of sale; the amount depends on the Community in which the property is located but is approximately 10% of the purchase price.<\/li>\n<li>purchase of a new built property: <b>VAT<\/b> (IVA) on the value of the property (approximately 10% of the price of the property) and the <b>tax on legal documents (AJD)<\/b>. The latter is applied to legal documents and varies between 0.5% and 1.5%.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li style=\"list-style-type: none;\"> <\/li>\n<li>Added to this are the <b>notary&#8217;s fees<\/b>, <b>registration fees<\/b> (only around 1.5%) and other ancillary costs.<\/li>\n<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e113d8 e-flex e-con-boxed elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"5e113d8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c3f81ef e-con-full e-flex elementor-repeater-item-none sk-none elementor-repeater-item-none elementor-repeater-item-none_hover e-con e-parent\" data-id=\"c3f81ef\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d11ff4 elementor-widget__width-initial elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3d11ff4\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contact Immo Concept to buy your villa or flat in Spain <\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3196519 animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"3196519\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Using a <b>trusted, expert estate agency<\/b> like Immo Concept to carry out all these steps will save you time, while ensuring that your purchase is compliant and passed according to the highest standards.<\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cf05cb elementor-align-center elementor-tablet-align-center elementor-mobile-align-justify elementor-widget__width-auto animated-fast elementor-repeater-item-none elementor-repeater-item-none_hover elementor-invisible elementor-widget elementor-widget-button\" data-id=\"4cf05cb\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:800}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.immo-concept.be\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Guide to buy real estate in Spain Many Belgians choose to invest in property in Spain, whether for the country&#8217;s attractive tax regime, climate, lifestyle, or opportunities. Do you dream of spending your holidays in the sun in your own Spanish property? Whatever your real estate purchase plans (holiday home, primary or secondary residence, villa [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4722","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.13 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Guide: buying a property in Spain | Immo Concept<\/title>\n<meta name=\"description\" content=\"Would you like to know what you need to do to buy real estate in Spain? 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